Lawmakers approve $200 million bank settlement The deal sets aside money for everything from domestic violence shelters to affordable housing programs and Habitat for Humanity. Among other programs, Florida has allocated $40 million for the State Housing Initiatives Partnership (SHIP) program, $10 million for the State Apartment Incentive Loan Program (SAIL) and $10 million toward housing for the homeless, according to a staff report. A legislative panel in January had approved spending some of the money on down payment assistance and helping the court system deal with foreclosure cases.