In this series, NerdWallet interviews people who have triumphed over debt using a combination of commitment, budgeting and smart financial choices. Responses have been edited for length and clarity. Chris Browning Who: Chris Browning How much: $27,000 in 2.5 years Chris Browning and his wife Kay faced a common challenge among newlyweds: a large bill after... Steve Nicastro is a writer at NerdWallet.