Getty Images; Alyssa Powell/BIThe US economy looks strong, but that's tough news for those hoping for cheaper borrowing costs.Borrowers have been waiting for lower rates to improve the affordability of everything from homes to credit cards.However, the economy and the job market may be too strong to warrant steep rate cuts in the near term.The US economy might be too strong for its own good, leading to a situation where the financial relief many Americans have long expected never materializes.It's called a no-landing scenario, in which the economy continues to grow, but in a way that reignites inflation and hamstrings the Federal Reserve's ability to cut rates.