Nahjee Maybin feels fortunate to be fulfilling the American dream of graduating college, landing employment and saving enough money to buy a first home for his family — particularly when he considers the myriad ways government and society historically hindered Black Americans’ home ownership prospects. The U.S. homeownership rate has inched upward over the past decade, from 64.7% of homes occupied by their owners in 2011 to 65.5% in 2021, according to the National Association of Realtors.