FILE - In this June 8, 2015, file photo, credit card customers are directed to a pay station at the green market in downtown Miami. On Friday, Aug. 5, 2016, the Federal Reserve releases its June report on consumer borrowing. (AP Photo/J Pat Carter, File) (Credit: AP) President Donald Trump hasn’t even appointed a permanent director to the CPFB, but already it seems like he has wreaked havoc on the organization. Mick Mulvaney, the Director of the Office of Management and Budget who is serving as the temporary head of the Consumer Finance Protection Bureau, has changed that agency’s mission statement in a way that fundamentally alters its mission.