Don’t Let Magical Thinking Jinx Retirement Planning

Money for retirement won’t magically appear, although thinking it will can be comforting. You might put faith in a get-rich-quick scheme, fantasize a windfall, or trick yourself into believing that saving will get easier later. But — poof! — the illusion vanishes, and you’re further behind. Here are common “magical” reasons for not saving for... Barbara Marquand is a writer at NerdWallet.