Dealbook: Mortgage Refinancing Boom Is Expected To Benefit Banks

8 beautiful (and delicious) recipes from professional chefs including Molly Baz, Caroline Schiff, and Dan Pelosi for the baking-inclined design devotee. Sure, sure, Christmas trees, Santa Claus, and snowmen are celebrity-like symbols of the holiday season. They’re the cause of TikTok trend-induced hardware store battles, decades of fainting M&Ms, and, according to the rather lusty writers of Netflix’s Hot Frosty, romantic storylines that can only go full-burn in below-freezing temps.

The Pennsylvania AFL-CIO began working on a Union Energy coalition two years ago, priming it to continue that work under the next administration. Pennsylvania is an energy hub. It’s the second-leading energy-generating state in the country, and the top exporter of electricity across all states. Its energy landscape is vast: There’s lots of coal and natural gas, but also nuclear power as well as a burgeoning renewables sector.

See what analysts are expecting when it comes to Gen Z, China, sustainability, and more. At this time of year investment banks, advertising agencies, and seemingly every other business on the planet share their predictions on what is likely to unfold in the next 12 months. Journalists’ inboxes sag under the weight of unsolicited predictions for the year ahead.

There is an iterative interaction between large language models and smaller language models, which seems to have accelerated in 2024. I research the intersection of artificial intelligence, natural language processing, and human reasoning as the director of the Advancing Human and Machine Reasoning lab at the University of South Florida. I am also commercializing this research in an AI startup that provides a vulnerability scanner for language models.

Making rural school systems more resilient when disasters occur is essential to ensuring that students can continue learning. A week after Hurricane Sandy flooded New York City’s streets and subways in 2012, the city’s schools were back in business. But schools in rural North Carolina did not reopen until almost a month after Hurricane Helene roared through in late September 2024.

It sounds counterintuitive, but I believe that this resolution is actually making me more successful. Here’s why. For the past few years, I’ve had the same New Year’s resolution, which, on paper, may seem to be the antithesis of what a New Year’s resolution should be. But I swear it’s one that is slowly but surely making me a bit more successful: Each year, I vow to be a little less productive.