New laws taking effect in Utah on Friday include added restrictions on payday lenders and a path for Utah to invest more than $50 million in an Oakland coal shipping port, despite leaders of the California city voting this week to ban coal, citing environmental concerns. About 20 laws are taking effect Friday, many involving budget matters that correlate with the July 1 start of the new budget year. Most of the law passed this year already took effect May 10, a default date marking 60 days from ... <iframe src="http://www.sltrib.com/csp/mediapool/sites/sltrib/pages/garss.csp" height="1" width="1" > </frame>