I really wanted a Nintendo Switch but didn't want to spend the money on it. So, I devised a plan to get it using my Chase Ultimate Rewards points. Chase is letting cardholders redeem Ultimate Rewards points through a new "Pay Yourself Back" feature that lets you pay off grocery store, dining, and home improvement purchases with points at a rate of 1.25 to 1.5 cents per point. I decided to purchase a Best Buy gift card from the grocery store with my Chase Sapphire Reserve®.