Dear Mr. Berko: I’ve enclosed my check for you to review my portfolio. My husband passed away four years ago, and I’m now a 71-year-old widow. A lady friend and I attended an invitation-only lunch for seniors two weeks ago, which was very interesting. The speaker believes that in the coming years, we’re going to have a stock market crash and very high inflation that will last at least through the next two elections. My daughter and I visited him at his office, and he recommended that I sell our nine stocks and two mutual funds, which my husband bought and have been in our account since he died.