Payday lender ACE Cash Express Inc. will offer installment plans to borrowers who cannot repay their loans in full before the company closes down its two Maine locations in July, a state official said. That offer conflicts with the account of one borrower who contacted the Press Herald and said the lender did not offer him any installment-plan options. “We apologize for the inaccurate information provided to the customer at issue,” an ACE executive told the state, according to William Lund, superintendent of the Maine Bureau of Consumer Credit Protection.