In most cases, your retirement savings is not permitted to be used until you reach, well, "retirement age" as defined by the IRS. However, there are some notable exceptions that can allow you to use your retirement savings penalty-free, even if you're much younger.Here's a rundown of some of the common early withdrawal exceptions and what happens if you decide to withdraw your retirement savings early if you don't qualify for one of them.Image Source: Getty Images.Continue reading