Though a burden for borrowers, higher rates have been a boon for savers, many of whom have consistently earned about 5% from high-yield savings accounts or CDs with little or no risk. However, this environment is likely to change as the Fed incrementally cuts rates. “As the Federal Reserve begins cutting interest rates, investors can consider several strategies to capture rate benefits before rates begin to steadily decrease,” said Alex Nuño, San Antonio market executive with Bank of Texas…
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